Vermont Surety Bonds

Surety Bond Requirements in VT

The state of Vermont requires many professionals, businesses and some individuals to post a surety bond as part of their licensing. 

For certain industries in VT, the required bond amount depends on the volume of your business. For example, the Department of Motor Vehicles bases bond amounts on the number of vehicles your dealership sells. Meanwhile, the Department of Financial Regulation sets surety bond tiers according to mortgage loan volume. See below for specifics.

NNA Surety Bonds has been providing reliable bond policies to companies and individuals across the United States since 1957. We offer several common Vermont bonds, including motor vehicle dealer bonds and mortgage broker bonds. If you need a bond not listed here, contact us. See below for specifics. 

We provide the following surety bonds in the state of Vermont:

Mortgage Broker Bond

Vermont's Department of Financial Regulation requires mortgage brokers to post a surety bond as part of their business licensure. The necessary bond coverage amounts are based on your mortgage loan volume.

Surety Bond Amounts for VT Mortgage Brokers
Mortgage Loan Volume Minimun Bond Amount
Less than $2,000,000 $25,000
$2,000,000 to $5,000,000 $50,000
$5,000,000 to $15,000,000 $75,000
More than $15,000,000 $100,000

Your annual premium typically ranges from $188 to $750 with NNA Surety Bonds. Actual premiums are based on your credit score and the financial history of your business.

Motor Vehicle Dealer Bond

Vermont auto dealers are required by the Department of Motor Vehicles to post a bond in an amount based on vehicle sales volume over the previous two-year period. New applicants without a history of vehicle sales in the previous year must post a $35,000 surety bond.

Surety Bond Amounts for VT Motor Vehicle Dealers
Vehicles Sold
(in previous 2 years)
Bond Amount Required
Fewer than 25 $20,000
25 to 100 $25,000
101 to 250 $30,000
251 or more (or new applicant) $35,000

This type of surety bond covers both new and used motor vehicle dealers in Vermont. They are designed to protect everyone with whom the dealer does business, including customers, other dealers, financial institutions, and the state. Should a dealer commit fraudulent acts or fail to follow legal provisions of the bond, a claimant can be awarded compensation up to the full penal sum of the bond.

Vermont Surety Bond Costs
Bond Name Coverage Amount Cost
(Annual Premium)
Regulatory Authority
Mortgage Broker Bond $25,000–$100,000 $188–$750* Vermont Department of Financial Regulation
Motor Vehicle Dealer Bond $20,000–$35,000 $200–$350 Vermont Department of Motor Vehicles

* Cost can vary depending on the bond amount required and your credit rating

Get Your Vermont Surety Bond


Our knowledge of Vermont bond requirements allows us to provide accurate quotes quickly. For guidance through the process of selecting or renewing surety bonds for your business, talk to one of our experts today.

For faster service, call us at 855-215-2160
Monday to Friday, 6 a.m. to 5 p.m. (PT)