Tennessee Home Improvement Contractor Bond

How is home improvement defined by the state of Tennessee?

The Tennessee Board for Licensing Contractors defines home improvement as repairing, replacing, remodeling, altering, converting, modernizing, improving, or adding to any residential land or building, such as driveways, swimming pools, porches, garages, landscaping, fences, roofing, painting, and other structures.

Please note that if a home improvement project is over $25,000, a contractor’s license (versus a home improvement license) is required. This distinction is important because if a contractor only has a home improvement license and works on a project over $25,000, they could be subject to a misdemeanor. You can learn more about Tennessee contractors’ licensure at the Tennessee Department of Commerce & Insurance’s website.

Who needs a Tennessee home improvement contractor license bond?

Any contractor working on remodeling projects that cost between $3,000 to $24,999 in the following nine Tennessee counties must be licensed and bonded:

• Bradley
• Davidson
• Haywood
• Hamilton
• Knox
• Marion
• Robertson
• Rutherford
• Shelby

Other counties may adopt the same home improvement licensing law over time. To ensure compliance, check with your local government for any specific requirements for home improvement licensure in your area.

How can I get a Tennessee home improvement contractor license bond?

You can purchase the bond from NNA Surety Bonds for $100 for a one-year term without a credit check. We only need some simple information about you and your business to process your bond. Click the link below to buy the bond and download it for immediate use in your home improvement licensing application.

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How do I get a home improvement license in Tennessee?

Alongside providing proof of financial responsibility, there are several other steps required to get a home improvement license. You can get more information by visiting the Tennessee Department of Commerce & Insurance’s website.

What else should I know about Tennessee home improvement contractor license bonds?

The Tennessee home improvement contractor license is sometimes called a Tennessee handyman license. Like all surety bonds, the home improvement license bond is a liability to the contractor and helps to guarantee that the contractor will fulfill their contractual obligations and comply with Tennessee state law.

As an alternative to submitting a $10,000 surety bond with their home improvement license application, contractors can also prove financial responsibility with a $10,000 cash bond, property bond, or ILOC (irrevocable letter of credit).