Oklahoma Surety Bonds

Surety Bond Requirements in OK

The state of Oklahoma requires more than 100 different types of bonds that professionals, companies and others must post in order to protect those with whom they do business. 

At the local level, many cities and counties also require bonds for a variety of trades and professions, covering everything from arborist contractors in Enid to city auctioneers in Tulsa to used trailer/used auto/salvage/parts dealers in Oklahoma City.

NNA Surety Bonds has been providing license and permit bonds to businesses across the United States since 1957. We carry some of the most popular Oklahoma policies, serving vehicle dealers, process servers, public adjusters and supervised lenders. 

We offer the following surety bonds in the state of Oklahoma:

Motor Vehicle Dealer Bond

Used motor vehicle dealers and wholesale motor vehicle dealers in Oklahoma must post a $25,000 surety bond as a licensing requirement. For operators of used motor vehicle auctions, the bond amount is $50,000. Unlike most other states, Oklahoma does not have bonding requirements for new car dealers.

This bond protects consumers and other dealers from financial loss that could result from unethical or illegal practices by your dealership. For qualified applicants, a $25,000 auto dealer bond costs $306 for a two-year term.

Process Server Surety Bond

To work as a process server in Oklahoma, you are required to submit a $5,000 surety bond to the state along with your license application.

Your bond protects the public and the OK court system from damages in the event you fail to abide by service of process laws. Your premium for this bond is $50.

Public Adjuster Bond

Public adjusters are required by the Oklahoma Insurance Commission to post a $25,000 surety bond when applying for a license. Premiums for this bond begin at $250. The bond contract states that you will abide by insurance regulations and properly handle all consumer funds.

If you fail to abide by OK Insurance Commission guidelines, a claim can be filed against your bond. If the court upholds the claim, your bond will be used to compensate the injured party. You are responsible for paying back the surety company any amount paid out by the bond.

Supervised Lender Surety Bond

The Oklahoma Department of Consumer Credit licenses supervised lenders and requires them to obtain a $5,000 surety bond for their first license. A $1,000 bond is needed for each additional license.

NNA Surety Bonds offers a $5,000 policy for supervised lenders with an annual premium cost of $100.

Oklahoma Surety Bond Costs
Bond Name Coverage Amount Cost
(Annual Premium)
Regulatory Authority
Motor Vehicle Dealer Bond $25,000 $306* (two years) Oklahoma Used Motor Vehicle and Parts Commission
Process Server Bond $5,000 $50 State of Oklahoma
Public Adjuster Bond $25,000 $250 Oklahoma Insurance Commission
Supervised Lender Bond $5,000 $100 Oklahoma Department of Consumer Credit

* Cost can vary depending on the bond amount required and your credit rating

Get Your Oklahoma Surety Bond


Our knowledge of Oklahoma bonds allows us to provide accurate quotes quickly. For help through the process of selecting the right surety bond for your business, speak with one of our experts today.

For faster service, call us at 855-215-2160
Monday to Friday, 6 a.m. to 5 p.m. (PT)