Missouri Surety Bonds

Surety Bond Requirements in MO

As part of the business licensing process, Missouri state agencies require professionals, contract workers, and companies to post surety bonds.

It’s not unusual for state governments to raise bond coverage amounts periodically. For example, the bond requirement for Missouri auto dealers was raised from $25,000 to $50,000 in August of 2018. Because licensing guidelines are always evolving, it’s important to work with surety bond specialists who keep track of the latest changes in Missouri.

To ensure that your business is in compliance with MO bonding regulations, get in touch with the experts at NNA Surety Bonds. Our team has been providing reliable coverage to companies and individuals across the United States since 1957.

We offer the following surety bonds in the state of Missouri:

Appraisal Management Company (AMC) Bond

Appraisal management companies doing business in Missouri must post a $20,000 surety bond as required by the Real Estate Appraisers Commission of the Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP).

By signing the bond agreement, you pledge to conduct business according to the terms of the agreement and applicable MO statutes. Should anyone suffer financial loss due to a violation of bond terms by your AMC, the surety can be tapped to provide compensation.

The premium for an AMC bond in Missouri is just 1% of the bond’s full amount, or $200.

Motor Vehicle Dealer Surety Bond

If you are a Missouri car dealer or boat dealer, the state’s Department of Revenue requires that you post a $50,000 surety bond. This amount was raised from $25,000 in August 2018.  

This bond protects consumers and the state if a dealer fails to live up to the terms of their surety bond contract. If a claim is upheld, you—as the auto dealer—are responsible for repaying your surety company.

With good credit, annual premiums for motor vehicle dealer bonds in Missouri typically range from 1% to 3% of the coverage  amount.

Missouri Surety Bond Costs
Bond Name Coverage Amount Cost
(Annual Premium)
Regulatory Authority
Appraisal Management Company Bond $20,000 $200 Missouri DIFP - Real Estate Appraisers Commission
Motor Vehicle Dealer Bond $50,000/$100,000 $300/$600* Missouri Department of Revenue

* Cost can vary depending on the bond amount required and your credit rating

Get Your Missouri Surety Bond


Our team’s knowledge of Missouri bond requirements allows us to provide accurate quotes quickly. For guidance in selecting or renewing surety bonds for your business, speak with one of our experts today.

For faster service, call us at 855-215-2160
Monday to Friday, 6 a.m. to 5 p.m. (PT)