Georgia Surety Bonds

Surety Bond Requirements in GA

For many professionals, contract workers, and companies conducting business in Georgia, the state requires specific surety bond coverage. For example, bonding is necessary for businesses such as appraisal management companies (AMCs), contractors, and public adjusters.

Contractors in Georgia may need a county or city bond in addition to a statewide bond. Check out the list of counties and municipalities below to see if your location requires a local bond.

No matter where you work in Georgia, if you need a surety bond to comply with state bonding regulations, we can help. NNA Surety Bonds has been providing affordable coverage to companies and individuals across the United States since 1957.

We offer the following surety bonds in the state of Georgia:

Appraisal Management Company (AMC) Bond

To run an appraisal management company in the Peach State, you'll need a $20,000 AMC bond. Required by the Georgia Real Estate Appraisers Board, this bond costs only $200 for a one-year term.

Contractor License Bond

Georgia has a statewide surety bond requirement for general contractors. You can get the $25,000 bond for residential and general contractors for an annual premium of $125.

In addition to this state-mandated bond, ten counties and municipalities in GA require local contractor bonds:

  • Bibb County
  • Cobb County
  • Columbia County
  • Dekalb County
  • Douglasville
  • City of East Point
  • Newton County
  • Richmond County
  • Smyrna
  • City of Valdosta

Other surety companies may charge anywhere from 1% to 10% of the total bond amount and require both a personal credit score and business financial record review. If either factor is deemed detrimental or a risk, it is likely you would pay a higher premium rate.

Georgia Power Company Utility Bond

Businesses in Georgia seeking Georgia Power utility services must post a surety bond if a security deposit cannot be provided. Get your Georgia Power Company utility bond for $100.

Public Adjuster Surety Bond

The Georgia Commissioner of Insurance requires you to post a $5,000 surety bond in order to work as a GA public adjuster. Your annual premium for this bond will vary with your credit score and other measures of your financial health, but it could be as low as $100.

Georgia Surety Bond Costs
Bond Name Coverage Amount Cost
(Annual Premium)
Regulatory Authority
Appraisal Management Company Bond $20,000 $200 Georgia Real Estate Appraisers Board
Contractor License Bond $25,000 $125 Georgia Board of Residential & General Contractors, plus cities and counties
Georgia Power Utility Bond Varies $100 Georgia Power Company
Public Adjuster Bond $5,000 $100* Georgia Commissioner of Insurance

* Cost can vary depending on the bond amount required and your credit rating

Get Your Georgia Surety Bond


Our detailed knowledge of Georgia bond requirements allows us to provide accurate quotes quickly. For guidance through the process of selecting surety bonds or renewing an existing bond policy for your business, talk to one of our experts today.

For faster service, call us at 855-215-2160
Monday to Friday, 6 a.m. to 5 p.m. (PT)