Arkansas Surety Bonds

Surety Bond Requirements in AR

The state of Arkansas requires professionals, companies, and agencies to post surety bonds to protect those with whom they do business. We carry popular Arkansas bonds including collection agency bonds, appraisal management company bonds, and new and used motor vehicle dealer bonds.

In addition to state bonds, there are over 70 city and county bonds required across the state, from Arkadelphia to Wooster. While a variety of trades and services are affected, some of the most commonly required bonds in cities and towns are those for plumbing, electrical, and paving contractors.

To make sure you're in compliance with Arkansas bonding regulations, contact NNA Surety Bonds. We've been providing affordable policies to companies and individuals across the United States since 1957.

We offer the following surety bonds in the state of Arkansas:

Appraisal Management Company (AMC) Bond

You'll need this $20,000 bond to operate as a registered appraisal management company in Arkansas. The bond provides a way for your clients to be compensated if they are harmed by wrongful conduct by your business. Your cost for the Arkansas AMC bond starts at just $200.

Collection Agency Surety Bond

Arkansas requires collection agencies to be properly bonded before they can receive their business license. The bond coverage amount is set by the Arkansas State Board of Collection Agencies as follows:

Bond Requirements for AR Debt Collectors
Number of Employees Bond Amount Required
1 to 5 collectors $10,000
6 to 12 collectors $20,000
13+ collectors $25,000

Your premium for this renewable bond will vary with the underwriter's assessment of your credit rating and business experience. But rest assured that it will be a small fraction of the full bond amount.

New Motor Vehicle Dealer Bond

Licenses for operating a new motor vehicle dealer franchise are issued by the Arkansas Motor Vehicle Commission. You'll be required to post a $50,000 bond ($25,000 for motorcycle dealers), plus a $25,000 bond for additional locations.

Your cost to obtain one of these surety bonds is a small percentage of the bond amount, and will be determined by your credit score and the financial strength of your business.

Used Motor Vehicle Dealer Bond

If you intend to operate a used motor vehicle business in Arkansas, you are required to obtain a used motor vehicle dealer license through the Arkansas State Police, which administers used car dealer licenses and wholesale dealer licenses. A license is required if you sell five or more used motor vehicles a year. As one of the license requirements, you must post a surety bond of $25,000.

This bond shields consumers, the state, and other dealers with whom you do business from financial loss resulting from possible unethical or illegal practices by your dealership. Premiums are calculated on the basis of your personal credit score and will be a small percentage of the bond amount.

Arkansas Surety Bond Costs
Bond Name Coverage Amount Cost
(Annual Premium)
Regulatory Authority
Appraisal Management Company Bond $20,000 $200 Arkansas Appraiser Licensing and Certification Board
Collection Agency Bond $10,000/$20,000/$25,000 $100/$200/$250 Arkansas State Board of Collection Agencies
New Motor Vehicle Dealer Bond $50,000 $250–$500 Arkansas Motor Vehicle Commission
Used Motor Vehicle Dealer Bond $25,000 $125–$250 Arkansas State Police

* Cost can vary depending on the bond amount required and your credit rating

Get Your Arkansas Surety Bond


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